student loan repayment strategy
Personal Finance Fix: Slash Loan Debt, Max Tax‑Savings
You can halve your loan-interest and boost retirement savings by integrating an income-driven repayment plan with tax-advantaged accounts such as Roth IRAs and 401(k)s, while using 529 plans to reduce future borrowing. This approach aligns daily cash flow with long-term wealth building, and it works for most earners.